Courtesy Pay
ATM and debit cards are a convenience that has become a part of our daily lives. Using them makes it easier than ever to make purchases and payments. In our fast paced lives, it is also easy to make a mistake and become overdrawn. Starting November 15th Debit Cards will now be included in Courtesy Pay, all you have to do is Opt In! In the past, if you were using your debit card and if you didn't have enough available funds, your card would be declined. Now, your debit card will be under Courtesy Pay!
Here's how it works:
Our practice is to honor checks, approved ATM or debit card transactions even when there are not sufficient funds in your account. For each occurrence, we charge $30 per paid item. Avoid possible embarrassment and additional fees that could be charged by the merchant. Without this service your ATM and everyday debit card transactions may be declined in your attempt to make a transaction without sufficient funds. Federal law requires (and it is the right thing to ask you) that you must inform us of your intentions; whether you want to opt in or opt out. Please see below for the opt in form.
To Opt In to Courtesy Pay start here!