Auto Loans


One of the best benefits of being a member of SWFFCU are our auto loan rates. Save time and money by calling us before you visit the dealership.

  • Great low rates
  • 100% financing available
  • Terms up to 72 months
  • Automatic payment options

To get started, click Apply Now.


Buying a used car can be a wise choice. Often you can save thousands with a used car, as opposed to buying new. Finance your used car with us and we can save you even more.

  • Great low rates
  • 100% financing available
  • Terms up to 72 Months
  • Automatic payment options

To get started, click Apply Now. 

Enterprise offers Members Great deals on Quality Used Vehicles



Already bought a new car, but didn't take advantage of our great rates? It's never too late to refinance with us. Plus, we will beat your current rate by 2%*.

  • Great low rates
  • 100% financing available
  • Terms up to 72 Months
  • Automatic payment options

To get started, click Apply Now.

*Rate cannot be lower than current SWFFCU auto loan rate. Based on creditworthiness. Offer may expire at any time.

Gap Protection

The value of your vehicle declines rapidly during the first several years of ownership, and with loan terms steadily increasing and down payments decreasing, the loan payoff amortizes in a slower manner throughout the term of the contract. Our GAP Protection Program protects you from this deficiency. GAP Protection covers the difference between the insurance settlement and the loan payoff, providing valuable protection against potential out-of-pocket dollars in the event of an insurance shortfall. In most states even the borrower’s insurance deductible is covered up to $1,000.

Extended Warranty

Did you know that the average cost of an engine repair is over $2,000? Replacing an air conditioner can cost over $1,500. Repairing a transmission can cost over $1,000. If your vehicle is covered under warranty, these types of repairs could cost you nothing!

If you are purchasing a used car or if the factory warranty on your current vehicle is expiring soon, contact one of our loan officers today. We can provide you with an extended warranty package that will ensure you never have to pay for expensive repairs again. Call or visit any branch for details. 

Payment Protection

Financial hardship is one thing your family doesn't need to worry about if unexpected death or disability should occur. Payment Protection with Credit Life and Credit Disability coverage provides insurance if you lose your life or become disabled in an accident. Call or visit any branch for details.

Credit Life

  • Your family inherits an asset, not a liability
  • Protect your family's credit rating after the loss of income
  • Keep your family at their current standard of living
  • Relieves the co-signer of any obligation
  • Protect other assets

Credit Disability

  • Loan payments are made for you
  • Hospitalizations not required to qualify
  • Payments do not have to be repaid
  • Benefits are tailored to the amount financed
  • Adds to existing benefits

Dent Guard

Dent Guard Door Ding Protection offers up to a 6-year Paintless Dent Repair Service Program to protect your automobile investment against door dings and small dents without the need for expensive and often time consuming body shop repairs.

The Dent Guard Paintless Dent Repair Plan will help your vehicle retain its value for when the time comes to sell it, trade it in, or terminate your auto lease. Call for details.