Certificates allow you to earn higher dividends at a guaranteed fixed rate. Enjoy this low-risk investment option while watching your savings grow – it’s that simple!
With a Certificate at Southwest Financial, you’ll enjoy:
Minimum opening deposit of $500
Terms to fit your savings goals, from 12 to 36 months
Tiered dividend is paid monthly (longer term = better rate = more money)
Reinvest your dividends in your certificate or transfer it to another Southwest Financial account
View your Certificate balance online or through our mobile app
Automatic renewal, with a grace period of 10 calendar days after maturity to withdraw
Funds insured by the NCUA up to $250,000
Southwest Financial provides excess share insurance through ESI for an additional $250,000
As with other investment accounts, a penalty is assessed for early withdrawals and could reduce your earnings.