Checking 


Our checking accounts were designed with you in mind. Since this is the account you use most often, it should make your life easier. Our checking accounts offer a seamless mobile experience with MoBi Anytime Deposit and thousands of surcharge free ATMs. 

No matter what your financial needs, we have an account that fits your lifestyle. All of our checking accounts include:

  • Mobile App and Online Banking

  • MoBi Anytime Deposit – deposit checks using your smartphone

  • Debit Card and Card Valet App – turn your card on and off instantly

  • Bill Pay

  • eStatements

  • Overdraft Protection

  • Courtesy Pay Available*

  • No monthly service fees

Which account works best for you?

  • Better Than Free Checking

    • Checks available

    • First box of basic checks free

  • Checkless Checking

    • No checks available

    • Great for those with previous trouble qualifying for a checking account

  • On My Own (OMO) Checking

    • Ages 15-21

  • Select Checking

    • Age 50 years or older

    • Free box of basic checks (one box per year)

  • High Yield Checking - Earn 2.00% APY* - it’s easy, opt in and meet the following criteria: 

    • Opt in – there is no penalty but lots of reward

    • Enroll in eStatements

    • Direct deposit your check in your checking account

    • Have 15 signature-based debit card transactions of $10 or more

    • Pay at least one bill electronically through our Bill Pay

    Overdraft protection allows you to use the balance in your Savings Account to cover your Checking Account transactions automatically when needed.

*Courtesy Pay is not available for On My Own Checking Accounts.