Credit Cards


Choose from two great credit cards for your everyday purchases, travel expenses or whatever life throws your way.

Our Platinum VISA offers:

  • No annual or balance transfer fees

  • Online account access and eStatements

  • Fixed interest rate as low as 8.99% APR*

  • Greater security and easier global transactions with EMV chip

Our Rewards VISA offers:

  • No annual or balance transfer fees

  • Online account access and eStatements

  • Fixed interest rate

  • Greater security and easier global transactions with EMV chip

  • Earn 1 point for every $1 spent

  • Pool points with joint cardholders

  • And more!

Take charge of your card usage with the Card Valet app and manage your credit card account anytime, anywhere through your smart phone.

To avoid finance charges on your Southwest Financial credit card, please make your payment by the ninth of the month. Southwest Financial offers our members a 28-day grace period before your payment is considered late.

Use our mobile app to transfer your payment, set up a recurring payment or mail payments to: 7610 Stemmons Freeway, Suite 110, Dallas, TX 75247.  

Important numbers for your credit card:

Payment Protection

Financial hardship is one thing your family doesn't need to worry about if unexpected death or disability should occur. With credit life and disability payment protection, your loan is one less worry for you and your family. When you add credit life protection to a vehicle loan, the vehicle can be an asset to your family with a free and clear title.

Credit Life

  • Your family inherits an asset, not a liability

  • Protect your family's credit rating after the loss of income

  • Keep your family at their current standard of living

  • Relieves the co-borrower of any obligation

  • Protects other assets

Credit Disability

  • Loan payments are made for you

  • Hospitalizations not required to qualify

  • Payments do not have to be repaid

  • Benefits are tailored to the amount financed

  • Specific coverage for your Southwest Financial loan, separate from employer-provided plans

    • Typical employer plans pay only 60% of your salary, which is used for other household bills

    • Your loan and your credit are protected with our specific coverage