Current Promotions


Member Referral Bonus

 Not only do we want you to experience better banking, we also want to reward you for sharing us with your immediate family members and co-workers (at Kroger and other select affiliated companies).  From now until July 31, 2019, you can increase your referral bonus amount when you refer others to the credit union – just make sure they list you as “Referred By” on their application!

 During this promotion, we will pay a referral bonus to the existing member that increases with each referral($25, $30, $35, $40).  The more qualified referrals you receive, the bigger your reward!  Southwest Financial will also make the required $25 membership deposit for the new member.  Once existing member reaches the $40 referral bonus amount, each referral after that will be paid at $40 until July 31, 2019.  There is no limit to the number of referral bonuses that will be paid during this promotion.  So get those referrals in today!


BALANCE Financial Education

The financial decisions you make today, such as auto and home purchases, credit cards, saving for retirement and more, will have a long-term impact on your life.

At Southwest Financial, we want to empower you to manage your financial future, so we have partnered with industry leading BALANCE to provide you free access to financial educational resources.

BALANCE can assist with confidential, no-cost financial counseling services and offer educational videos, articles, tool-kits, newsletters, and much more.  These services are offered as a guide to help you develop a sensible budget, manage spending, and decrease overall debt. 


Save to Win

Save Money While Earning Chances to Win Cash Prizes!

At Southwest Financial, we care about your financial stability and want to reward you for saving more of your hard-earned money. 

With Save to Win, you can:

  • Open a 12-month share certificate account and earn a higher dividend rate

  • Increase your savings with unlimited number of deposits

  • Be entered into monthly and quarterly cash drawings

  • Monthly – 2 winners for $100 each

  • Quarterly – 1 winner for $250

Here’s how it works:

  • You receive one entry into monthly and quarterly prize drawings for every $25 you deposit into your Save to Win account.

  • You may receive a maximum of 10 entries per month or up to $250 deposit.

  • Don’t stop saving, there is no limit on how much you can save!

The Save to Win account is geared toward helping you develop good savings habits. 

 Open your account online today or talk to a Member Loyalty Representative to open your Save to Win Account and start saving today!

*CD automatically renews for 12 months on January 1st of each year.  There is a 10 day grace period to take money out with no penalty from January 1st – 10th of each calendar year.  Each withdrawal costs $25.  The second withdrawal in a 12 month period will close the account for a minimum of 3 months.  If you wish to re-open the account after the 3 month waiting period, you will need to complete a new application. 

Cash Flow Wherever you Go!

Turn your dream vacation into reality!

With a Vacation Loan from Southwest Financial, you’ll have the cash flow for wherever you go. With rates as low as 6.99% APR*, we’ll help take the stress out of planning for your vacation expenses. Apply today! Offer ends July 31, 2019.

*APR=Annual Percentage Rate.  Rates and terms based on creditworthiness and are subject to change without notice.