Rates


Account Rates

Rates for savings and checking effective as of June 1, 2019
  • Checking

    Account APY** Minimum to Earn Yield
    Better Than Free .15% $500
    Checkless N/A N/A
    OMO N/A N/A
    Select .15% $500
  • Savings

    Account APY** Minimum to Earn Yield
    Primary .20%
    .30%
    $100
    $2,500
    Money Market .30%
    .40%
    .50%
    $2,500
    $50,000
    Start Smart .20%
    .30%
    $25
    $2,500
    OMO .20%
    .30%
    $100
    $2,500
    Select .20%
    .30%
    $100
    $2,500
    Holiday Account .20% $100
  • Share Certificates (CDs)*

    Account APY** Minimum to Earn Yield
    12 month 1.30%
    1.40%
    1.50%
    1.60%
    $500
    $25,000
    $50,000
    $100,000
    24 month 1.40%
    1.50%
    1.60%
    1.71%
    $500
    $25,000
    $50,000
    $100,000
    36 month 1.50%
    1.60%
    1.70%
    1.81%
    $500
    $25,000
    $50,000
    $100,000
  • Individual Retirement Accounts (IRA)*

    Account APY** Minimum to Earn Yield
    Savings 0.90% $100
    12 month 1.30%
    1.40%
    1.50%
    1.60%
    $500
    $25,000
    $50,000
    $100,000
    24 month 1.40%
    1.50%
    1.60%
    1.71%
    $500
    $25,000
    $50,000
    $100,000
    36 month 1.50%
    1.60%
    1.70%
    1.81%
    $500
    $25,000
    $50,000
    $100,000

Loan Rates

Rates for loans effective as of June 1, 2019
  • Auto Loans

    Loan Term APR*
    New Auto Up to 72 months As low as 3.49%
    Used Auto Up to 72 months As low as 3.49%
    Refinanced Auto Up to 72 months As low as 3.49%
    Motorcycle Up to 72 months As low as 3.49%
    Boat Up to 120 months As low as 3.49%
    RV Up to 120 months As low as 3.49%
  • Auto Loan Rate Breaks

    Rate Breaks Rate
    Auto Pay .10%
    Checking Account .15%
    GAP .10%
    Ext Warranty .25%
    Credit Life .10%
    Credity Disability .20%
    Dent Guard .10%
  • Credit Cards

    Card Type APR*
    Platinum VISA As low as 8.99%
    Rewards VISA 17.99%
  • Personal Loans

    Loan Type APR
    Signature Loan As low as 7.99%
    Hassle Free Loan 17.99%
    Line of Credit As low as 10.99%
    Share Secured Variable
  • Home Equity Loans

    Amount Fixed Rate Term
    Minimum $5,000 - $25,000 6.00% Up to 15 years
    $25,001 - $50,000 5.75% Up to 15 years
    $50,001 - $99,999 5.50% Up to 15 years
    $100,000 or more 5.25% Up to 15 years
  • New Mortgage